Self-Managed Super

Opting to oversee your retirement savings brings both advantages and responsibilities.

What is a Self Managed Super Fund (SMSF)?

A Self Managed Super Fund (SMSF) stands out for its flexibility, allowing members (who are also trustees) to control the fund's operations and investment decisions for retirement. However, the complexity of SMSF regulations necessitates professional guidance.

Benefits of an SMSF:

  1. Control & Investment Choice:
    Enjoy maximum control over superannuation assets, investing in a variety of options such as property (commercial or residential), shares, cash, and other assets aligning with the fund's objectives.

  2. Buying Property in a SMSF:
    Eligible individuals can leverage their SMSF to purchase residential or commercial property, benefiting from potential growth and returns in the property market.

  3. Borrow Funds to Invest:
    SMSFs can explore opportunities to borrow funds for investments, a strategic tool for accelerating wealth creation when guided by a qualified financial advisor.

  4. Tax Concessions:
    Investing in an SMSF offers significant tax advantages, including concessional tax rates, franking credits, and the ability to offset capital losses, maximising potential tax savings.

Need help with your existing SMSF?
If you currently manage your SMSF, we offer assistance in:

  • Reviewing your fund's investment strategy for legislative compliance.

  • Assessing the composition of your fund's assets for related party or in-house issues.

  • Determining the most suitable method for allocating fund assets among members.

  • Preparing pension strategies and reviewing allowable pension types according to the Trust Deed.

  • Aligning your estate plan with your SMSF.

  • Streamlining SMSF administration for simplicity and efficiency.

At AS Wealth Advisors, we provide comprehensive support to ensure your SMSF aligns with your financial goals and complies with regulatory requirements.