How We Help

What we can do for you

What to Expect

You harbour aspirations, dreams, and life goals for yourself and your family, which may encompass:

  • Acquiring a home or business

  • Saving for your children's education

  • Safeguarding your family in unforeseen circumstances

  • Embarking on a dream vacation

  • Strategically reducing taxes

  • Achieving an early and comfortable retirement

At AS Wealth Advisors, we astutely navigate the complexities of your finances, enabling you to realise your dreams and goals. Simultaneously, we assist you in overcoming the financial challenges that invariably surface in every phase of life.

While the responsibility of managing your personal finances ultimately rests on your shoulders, you need not face it alone. AS Wealth Advisors are here to collaborate with you, helping you make informed decisions that optimise your financial resources and guiding you through every step of the journey.

Allow us to help you:

Establish attainable financial and personal objectives
Define goals that are realistic and aligned with your aspirations.

Evaluate your current financial well-being
Conduct a thorough assessment of your assets, liabilities, income, insurance coverage, taxes, investments, and estate plan.

Craft a practical, holistic strategy
Develop a comprehensive plan that not only aligns with your financial goals but also addresses weaknesses while leveraging strengths.

Implement your strategy
Put your devised plan into action and consistently monitor its progress.

Adapt to evolving goals
Stay on course amid changes in personal circumstances, different life stages, evolving products, market dynamics, and shifts in tax laws.

Benefits to you

At AS Wealth Advisors, we’re here to:

  1. Figure Out Your Money Goals
    Let's chat about what you're aiming for financially.

  2. Check if Your Goals Make Sense
    We'll see if your goals match your timeline and make any adjustments if needed.

  3. Get Your Spending on Track
    Let's make sure your spending lines up with what you want to achieve.

  4. Spot Money Mistakes
    We'll point out any money habits that might be holding you back.

  5. Keep an Eye on Your Progress
    We'll help you keep tabs on how you're doing with your money goals.

  6. Find Ways to Save More
    We'll brainstorm and find new tricks to boost your savings.

  7. Look out for Surprises and Protect You
    We'll help you spot risks and make sure you're covered if things don't go as planned.

  8. Boost Your Money Confidence
    We want you to feel super confident about your money moves.

  9. Build Up Your Wealth and Live Easy
    Let's work on growing your wealth for a more comfortable life.

  10. Sort Out Retirement Plans Early
    We'll chat about your retirement and get a game plan together sooner rather than later.

Irrespective of your life stage, AS Wealth Advisors provides a Total Wealth Management Service crafted around your distinct circumstances.

Your financial goals are exclusively yours. Whether you're contemplating an upgrade in your financial journey or strategically planning for retirement, AS Wealth Advisors offers support. We bring a unique perspective to your present financial position at AS Wealth Advisors, outlining the path to achieving your distinctive goals.

Pricing

At AS Wealth Advisors, we believe in straightforward pricing. Our approach includes a plan preparation fee, an implementation fee for advice setup, and an annual service fee. The specific annual fee is tailored to your chosen service level, and you'll receive a detailed quote before we proceed with crafting any advice documents. This way, you have a clear picture of the costs involved on an annual basis before making any commitments.

FAQ

How are financial planners regulated?

In Australia, the financial planning industry operates under rigorous regulations designed to safeguard the public when seeking advice that may influence financial product purchases. To provide financial planning services, practitioners must obtain an Australian Financial Services Licence (AFSL) from the Australian Securities and Investments Commission (ASIC). This licence authorises dealing in securities or advising on investments, carried out through representatives or authorised representatives approved by the licence holder. Representatives must meet minimum training requirements and be licensed by ASIC. The licence holder is accountable for the advice given by their representatives, ensuring compliance with training and regulatory prerequisites. Additionally, the Financial Planning Association (FPA), the leading professional body for financial planners in Australia, establishes a Code of Ethics and Rules of Professional Conduct, providing a framework for quality financial advice delivery.

What is Financial Advice?

Financial planning involves identifying and achieving financial goals through strategic planning. Qualified financial advisers assist in building, managing, and safeguarding wealth, offering expertise in areas such as growing super, tax-effective strategies, retirement planning, and insurance solutions.

What does a Financial Adviser do?

A Financial Adviser aims to understand each client's unique needs and financial goals, recommending suitable financial strategies. Their process includes gathering financial information, identifying goals, addressing financial issues, preparing a financial plan, implementing the plan, and conducting regular reviews or revisions.

What will my financial plan contain?

If your Financial Adviser provides advice, they must furnish a written Statement of Advice (SOA). The SOA outlines the advice, supporting information, payment details, and any influences on the adviser. It ensures that the advice considers your personal objectives, financial situation, and needs, allowing you to make informed decisions.

Why should I pay for financial advice?

Managing day-to-day finances is one thing, but reaching significant financial goals involves complex decisions. A qualified Financial Adviser assists in crucial matters like investment choices, debt management, estate planning, superannuation, taxes, and financial protection. Their expertise helps integrate various financial aspects into a comprehensive plan, providing peace of mind and confidence that your finances are on the right track.